Millions of Americans rely on the Supplemental Nutrition Assistance Program (SNAP) to keep their families fed each month. And in July 2025, households of four in most states are eligible to receive up to $975 in SNAP benefits via Electronic Benefit Transfer (EBT) cards.
As the cost of groceries, housing, and childcare continue to rise, this financial support is critical for food security and household stability.
Not every state issues SNAP payments on the same day, so it’s important to know when and how much you’ll receive.
In this article, we’ll break down the payment schedules, explain eligibility requirements, and offer insights into additional programs that stretch your SNAP dollars even further.
Maximum SNAP Payments for July 2025
The maximum SNAP benefit varies depending on your household size and state of residence. Here’s what a household of four can expect:
| Location | Max Monthly SNAP Payment for 4 People |
|---|---|
| 48 Contiguous States + DC | $975 |
| Hawaii | $1,723 |
| Guam | $1,437 |
| Alaska | Up to $1,953 |
SNAP benefits are non-taxable, and funds are automatically loaded onto EBT cards each month.
States Sending $975 SNAP Checks in July 2025
If you’re wondering whether your state is issuing payments this month—and when—refer to the table below for the complete state-by-state distribution schedule:
| State or Territory | Payment Dates in July 2025 |
|---|---|
| Alabama | July 4 to 23 |
| Alaska | July 1 |
| Arizona | July 1 to 13 |
| Arkansas | July 4 to 13 |
| California | July 1 to 10 |
| Colorado | July 1 to 10 |
| Connecticut | July 1 to 3 |
| Delaware | July 2 to 23 |
| Florida | July 1 to 28 |
| Georgia | July 5 to 23 |
| Hawaii | July 3 to 5 |
| Idaho | July 1 to 10 |
| Illinois | July 1 to 10 |
| Indiana | July 5 to 23 |
| Iowa | July 1 to 10 |
| Kansas | July 1 to 10 |
| Kentucky | July 1 to 19 |
| Louisiana | July 1 to 23 |
| Maine | July 10 to 14 |
| Maryland | July 4 to 23 |
| Massachusetts | July 1 to 14 |
| Michigan | July 3 to 21 |
| Minnesota | July 4 to 13 |
| Mississippi | July 4 to 21 |
| Missouri | July 1 to 22 |
| Montana | July 2 to 6 |
| Nebraska | July 1 to 5 |
| Nevada | July 1 to 10 |
| New Hampshire | July 5 |
| New Jersey | July 1 to 5 |
| New Mexico | July 1 to 20 |
| New York | July 1 to 9 |
| North Carolina | July 3 to 21 |
| North Dakota | July 1 |
| Ohio | July 2 to 20 |
| Oklahoma | July 1 to 10 |
| Oregon | July 1 to 9 |
| Pennsylvania | First 10 business days in July |
| Rhode Island | July 1 |
| South Carolina | July 1 to 10 |
| South Dakota | July 10 |
| Tennessee | July 1 to 20 |
| Texas | July 1 to 28 |
| Utah | July 5, 11, and 15 |
| Vermont | July 1 |
| Virginia | July 1 to 7 |
| Washington | July 1 to 20 |
| West Virginia | July 1 to 9 |
| Wisconsin | July 1 to 15 |
| Wyoming | July 1 to 4 |
| Guam | July 1 to 10 |
| Puerto Rico | July 4 to 22 |
| District of Columbia | July 1 to 10 |
| U.S. Virgin Islands | July 1 |
Average vs. Maximum SNAP Payments
While the maximum monthly benefit for a family of four is $975, most recipients receive less due to income calculations.
| Payment Type | Monthly Amount for Family of 4 |
|---|---|
| Maximum SNAP Payment | $975 |
| National Average | $726 |
| Hawaii (Max) | $1,723 |
| Guam (Max) | $1,437 |
| Alaska (Max) | $1,953 |
The final payment amount depends on your net income, household size, and state guidelines.
Extra Help: Programs That Maximize Your SNAP Benefits
If you’re receiving SNAP benefits, don’t forget to take advantage of additional programs designed to help you stretch your EBT dollars:
- Double Up Food Bucks: Matches your EBT spending on fruits and vegetables up to a specific limit—essentially doubling your produce purchases.
- Farmer’s Market Incentives: Many local markets now accept SNAP and offer additional discounts.
- Community Food Programs: Check for local pantries or school meal services that supplement SNAP assistance.
The $975 SNAP checks being issued in July 2025 provide essential relief for families struggling with food insecurity amid rising prices.
While benefit amounts and dates vary by state, this program continues to serve as a vital lifeline for over 40 million Americans.
Make sure your EBT card is ready, check your state’s payment schedule, and monitor your balance closely to stay on top of your monthly budget.
And remember—if you’re eligible, you don’t need to reapply every month, but it’s essential to keep your case updated with your local agency.
SNAP isn’t just a monthly benefit—it’s a key step toward long-term food stability and family health.
FAQs
Do I need to apply each month to receive my SNAP benefits?
No. Once approved, you will receive monthly benefits as long as your eligibility is maintained and your information is current.
Why didn’t I receive the full $975 payment for my family of four?
The maximum payment is $975, but your actual benefit depends on income, deductions, and state-specific formulas.
Can I use SNAP benefits to buy anything at the store?
SNAP can be used for groceries and food items, but not for alcohol, tobacco, household supplies, or hot prepared meals.